HighView Blog

CRM2 Update – 2017 Is the Year for Positive Change

By Mark Barnicutt on January 20th, 2017

At last, the year 2017 marks a great step forward for our country with regards to transparency and disclosure in the financial services industry.The long anticipated regulation, that will impact Canadian investors, will be on display in many....

Concerns with “Fund Facts” and “ETF Facts” Risk Ratings

By Dan Hallett on January 6th, 2017

“Fund Facts” is a 2 to 4 page regulatory summary document designed to inform investors on a mutual fund’s salient features. A version for exchange-traded funds – i.e. ETF Facts – will be required starting next September. One of the most....

Season’s Greetings to Our Valued Investors and Their Families

By Mark Barnicutt on December 16th, 2016

As the holiday season approaches, we want to thank our clients and their other professionals for their continued support of HighView Financial Group over the past year.2016 was not only the 11th anniversary of HighView, but also a year of....

True Portfolio Transparency: The Complete Unbundling of Service Providers and Their Fees

By Mark Barnicutt on December 9th, 2016

Fee Disclosure Should Just be the StartCanadian securities regulators are currently forcing fee transparency for client accounts in the investment industry. This change is known as CRM2 (Client Relationship Model, Phase 2). HighView Financial....

Making an Impact: Aligning Values with Investment

By Loren Francis on November 25th, 2016

“We will be known forever by the tracks we leave.” – Dakota ProverbOn September 25th 2015, the United Nations (UN) with countries around the world adopted a set of goals to end poverty, protect the planet, and ensure prosperity for....

Regulations Will Create Scalability Challenges for Canadian Robo-advisors

By Dan Hallett on November 18th, 2016

Robo-advisors offer investment advice through websites and mobile applications. In the U.S. this segment – which was born after the Financial Crisis – manages tens of billions of dollars for clients. American robo-advisors can provide investment....

How Donald Trump’s Victory May Affect Your Investments

By Greg Rodger on November 11th, 2016

We wouldn’t want to be shareholders of any of the polling companies this morning as, once again, the pollsters were proved to be completely wrong.Donald Trump’s victory has certainly taken many by surprise. The more that the election results....

Integrated Wealth Management Advice for Affluent Canadian Families: Part 4 – The 5 Costs of One-Stop-Shop Wealth Advice

By Mark Barnicutt on October 12th, 2016

In my previous post in this series, I discussed the trade-off high net worth families face between convenience and competency in seeking wealth management advice. Today’s article will delve into this subject to explore the top five potential costs....

F-Class Funds: Trick or Treat [Video]

By Adam Laird on September 27th, 2016

In Canada, mutual funds are the largest held embedded fee investment product available. They are categorized by a class system, of which most investors are familiar with the A-Class fund predominately used by financial advisors or mutual fund....

Making Sense of Your New CRM2 Performance Report

By Dan Hallett on September 14th, 2016

On July 15, 2016 the second phase of Client Relationship Management (CRM2) became official. CRM2 is a new set of rules requiring most “financial advisors” to provide two new annual reports to each client – one detailing amounts paid to....

See Beyond

Receive Market Commentary + Stewardship Insights.