Archive for the ‘Industry Changes + Trends’ Category

An Investment Fiduciary – The Integrity of Your Portfolio

By Mark Barnicutt on January 24th, 2024

As the concept of fiduciary is being discussed more in the media and among Canadian securities regulators, we believe it is important to address this concept as it’s all about putting the investor-client interests first! We view...

Lessening Volatility to Build Sustained Family Wealth

By Adam Laird on November 14th, 2023

For families who have built their wealth over a lifetime or have experienced a liquidity event such as the sale of a business after decades of hard work, the prospect of being held hostage to the whims of the market can be frightening. The reality...

Goals-based Investing: A Client-First Approach

By Loren Francis on September 13th, 2023

We are wealth architects whose sole purpose is to provide our clients with peace of mind by making their wealth sustainable. Goals-based investing is at the core of our investment philosophy, but historically this has not been the case for the...

Future of Family Wealth Preservation: Virtual Family Offices

By Mark Barnicutt on September 13th, 2023

You’ve worked hard to create your family’s wealth. You want it to be well managed and sustainable for future generations. Unfortunately, as we mentioned in a past post, family wealth is not self-perpetuating. Without proper planning, it often...

Comprehensive Portfolio Design Makes the Difference

By Adam Laird on August 30th, 2023

In many ways, creating an investment portfolio is like building a custom home. At the outset you have a variety of options in front of you with sizes, amenities, and styles. The role of the architect is to design something that will be the right fit...

Wealth Stewardship – 101

By Mark Barnicutt on July 19th, 2023

Prudent Principles to Live By “Looking back, it feels like we made endless sacrifices for 30 years to create our wealth, and now we worry about preserving what we’ve built for ourselves, our children & our grandchildren.” Family Client of...

Covered Call Writing: 101

By Dan Hallett on May 2nd, 2023

There are few investments that investors love more than those that spin out regular cash payments. One such strategy – Covered Call Writing – is attracting a lot of attention and investor dollars. Many investors view this strategy as generating...

We Avoided These Trendy Investment Themes – and Have No Regrets

By Dan Hallett on March 14th, 2023

In 2016, the Philadelphia Federal Reserve published a paper of its study of the bankruptcy filings of individuals living in close proximity to the winners of large lottery jackpots. They found that when an individual wins the lottery, people in the...

Higher Rates – Not Bad for Bonds Longer Term

By Dan Hallett on November 22nd, 2022

Throughout most of this century, investors have been down on bonds. The argument was that rates are historically low and are bound to rise – which would push bond prices down. (Prior to this year, I’ve heard that my entire career.) With North...

VFO: The Future of Family Wealth Management

By Mark Barnicutt on October 27th, 2022

You’ve worked hard to create your family’s wealth. You want it to be well managed and sustainable for future generations. Unfortunately, as we mentioned in a previous post, family wealth is not self-perpetuating. Without proper planning, it...

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