HighView Blog

Star manager start-ups – due diligence considerations

By Dan Hallett on April 29th, 2012

Some retail mutual fund companies are traditional money management firms that have a single guiding investment philosophy driving the management of all client portfolios – and the in-house firm is the only manager of the funds on offer. ...

Stewarding The Family Foundation

By Mark Barnicutt on April 6th, 2012

According to various estimates, there are currently approximately 28,000 households in Canada with investable assets in excess of $10 Million.  Although these households represent a very small portion of the total households in Canada (<1%), we...

High Impact Philanthropy You Can Experience

By Mark Barnicutt on April 4th, 2012

OVERVIEW: Philanthropy – or the giving of one’s time and/or money to the betterment of human welfare and advancement – is a thriving and growing element of Canadian society.  Given our experiences in the Canadian wealth management...

One-Trick Product Ponies

By Mark Barnicutt on April 2nd, 2012

THE EVOLUTION OF WEALTH MANAGEMENT CHOICE: Over the past twenty-five years, the proliferation of wealth management product has been unprecedented especially across both the investment management and life insurance segments. The benefit for the end...

The unintended lifetime commitment

By Dan Hallett on March 29th, 2012

When entering a marriage, it’s a bad sign if you start planning your exit before vows are ever exchanged.  While many of life’s lessons extend to the world of investing, the exit strategy is a notable exception.  Unlike in marriage, investors...

What The Term ‘Pension De-Risking’ Really Means

By Mark Barnicutt on March 26th, 2012

KNOW YOUR CLIENT: One of the basic tenets of individuals & firms who are registered with Canadian securities firms, such as broker-dealers and portfolio managers, is what is referred to as “Know Your Client“. KYC, as...

Return Of The Pension Investment Fiduciary

By Mark Barnicutt on March 26th, 2012

THE CHALLENGES: With the globalization of capital markets over the last few decades, there has been a marked increase in the range and complexity of investment opportunities available to investors. In fact, the array of investment options available...

The Goldman Sachs Letter – Also A Canadian Issue

By Mark Barnicutt on March 15th, 2012

Yesterday, Greg Smith published his infamous Op-Ed article in the New York Times titled, “Why I Am Leaving Goldman Sachs“.  In this article, Smith effectively states that Goldman Sachs has ‘lost it’s moral compass’ and...

Four things to keep in mind in this low-rate environment

By Dan Hallett on March 1st, 2012

For those seeking a safe and dependable income source, today’s painfully low interest rates pose a real challenge.  Bank of Canada Governor Mark Carney regularly reminds us that persistent low rates can be dangerous because they incent...

The Flaws In Canada’s Financial Adviser System

By Mark Barnicutt on February 18th, 2012

OVERVIEW: Recently, in the Report on Business of the Globe & Mail, there was an article titled, The Flaws In Canada’s Financial Adviser System. This article stated that: “In the investing industry, the line between what’s best for...

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