HighView Blog

Some of my partners and I recently met with investors that have some commonalities pertaining to how they built their significant wealth.  Each of these investors, through a combination of hard work and good fortune, amassed significant wealth by...

Late last week, the media was buzzing about indexing giant Vanguard’s entry into the Canadian investment fund market.  (See today’s Globe & Mail and National Post for related stories.)  Today, Vanguard officially announced...

Earlier this year, I wrote about how to gauge the sustainability of monthly income funds’ fat distributions so that investors and advisors could make better decisions and set realistic expectations.  Since then, I’ve received a steady...

Real estate has long formed the core of investors’ hard asset exposure.  Individuals and institutions invest in real estate for many reasons – i.e. diversification, cash flow and/or inflation protection.  As with asset classes beyond...

The Globe & Mail recently ran an article on rebalancing, featuring comments and opinions from some industry giants.   The article ends with advice from John Bogle, who suggests that rebalancing is a personal choice.  He discourages the...

In the May 2011 issue of Investment Executive, I wrote about how I approach the analysis of complex products.  In short, when analyzing products – particularly complex offerings – the most insight is often obtained via the simplest...

There has been a recent flurry of changes in mutual fund lead managers.  This is partly the result of industry consolidation – as managers become disenchanted with asset-gathering behemoths.  In other cases, money managers want to scratch...

I recently received an e-mail about a blog post questioning the validity of DALBAR’s annual study of investor returns – Quantitative Analysis of Investor Behaviour.  The blog post – DALBAR study overstates investors’ bad...

To ensure a client’s investment portfolio continues to meet the objectives for which it was designed, HighView believes in regular reviews, typically quarterly, of three components: Goals Review, Portfolio Review & Policy Review. 1. Goals...

Investment Stewards & Their Challenges: At HighView Financial Group, we recognize that there are many people that have a fiduciary obligation for the oversight of wealth that has been entrusted to them for the benefit of others — advisory...