HighView Blog

Happy Holidays to Our Valued Investors and Their Families

By Mark Barnicutt on December 20th, 2015

As the year 2015 marked the 10th anniversary of HighView, the past few days have been a time for us to pause and reflect. First, we’re very grateful for our clients, and the opportunity we’ve been provided over the past decade to service their...

Reduced Fund Payout Is Good But Beware of Unsavoury Sales Pitch

By Dan Hallett on December 16th, 2015

I recently wrote about how high-payout monthly income funds are being mis-sold to investors and how some fund companies had provided false and misleading information to at least one end investor.  I always take notice of fund distribution cuts so a...

7 Warning Signs It’s Time to Change Your Investment Advisor

By Mark Barnicutt on December 7th, 2015

Like any profession, there are competent advisors and not-so-competent advisors in the wealth management industry. Our experience is that there are always warning signs for clients that it’s time to change investment advisors. Here are seven signs...

High-payout Funds Are a Cash Flow Mirage

By Dan Hallett on November 27th, 2015

In the world of investing, nothing turns my stomach more than when a member of the investment industry misleads investors and then directly benefits from said misinformation.  Usually only subtle trickery is at play.  And most often I have seen...

Do You View Your Invested Assets as a ‘Piggy Bank’ or a ‘Pay Cheque’?

By Mark Barnicutt on November 12th, 2015

Many successful entrepreneurs who’ve worked hard to build their business from the ground up sell the business for a significant sum – which becomes liquid investment assets held within financial structures like holding companies and family...

SPIVA Report Interesting but Misses Key Message for Investors

By Dan Hallett on November 6th, 2015

S&P Dow Jones Indices (SPDJI) publishes two reports annually comparing the performance of actively managed mutual funds against common financial market benchmarks. The recently-published mid-year SPIVA Canada Scorecard doesn’t paint a...

What the Wealth Management Industry Can Learn from Entrepreneurs

By Mark Barnicutt on October 13th, 2015

As prosperous entrepreneurs know, successful businesses rely on cash flow; revenues must exceed expenses to result in cash profit. In order to generate positive cash flow, businesses need to effectively leverage their current assets and resources....

Using Wealth Wisely: Control the Things You Can Control

By Warren Mackenzie on September 30th, 2015

As seen in the September 2015 edition of Canadian MoneySaver magazine. Investors can enjoy above-average performance over the long-term by focusing on the things they can control or predict, by being patient, and by keeping things simple. Many...

Mystery Shoppers Reveal Challenges of Comparing Investment Advisor Fees in Ontario

By Mark Barnicutt on September 25th, 2015

A recent article in Investment Executive highlights the results of a mystery shopping exercise wherein investment advisors were secretly evaluated by three securities regulators (OSC, IIROC, and MFDA) in 2014. Unfortunately, the results are in line...

Management Expense Ratio: True Disclosure from CRM Phase 2

By Adam Laird on September 11th, 2015

On July 15th, 2016, CRM Phase 2 will come into effect. Investment advisors and firms will be required to disclose annual reports of charges, compensation and performance. This is a positive change for investors, who are too often left in the dark by...

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