An Attitudinal Risk Assessment questionnaire is an essential tool that allows us to determine and understand a client’s acceptance and attitude about risk. Risk is a very personal matter and as such must be assessed against an individual’s...

At HighView Financial Group, we believe that affluent Canadian families – whether they realize it or not – are actually operating a ‘wealth management business’. In other words, their investable asset base is of a sufficiently significant...

In our quarterly client reports, we use both the MWRR and the TWRR calculations for performance reporting. First we use the money-weighted methodology to inform clients of the returns that were earned by each of their accounts and their consolidated...

A Virtual Family Office (VFO) is a family office model that harnesses the experience, dedication, and loyalty of your established group of independent advisors to provide the comprehensive wealth stewardship affluent families require. This model...

An outsourced CIO is a fiduciary who will design your investment portfolio with a legal and ethical accountability to protect your assets. Responsibly managing assets can be challenging. An outsourced CIO is a trusted expert who will advise you...

With an outsourced CIO, you will know where all of your assets are invested – and why. You will have an advocate with a fiduciary responsibility to protect your assets and “sit on your side of the table”. The top five benefits of an outsourced...

Families and affluent foundations need a customized, integrated asset management plan. You should consider contacting an outsourced CIO when: You’re not meeting your investment goals You’re tired of people ‘pushing investment products’ at...

Although different outsourced CIOs may have slightly varied processes, the core of how an outsourced CIO works involves: 1) a fiduciary responsibility, 2) a deep understanding of their client’s needs, and 3) an expertise in managing clients’...

An outsourced CIO should always be transparent with their fees. The costs associated with an outsourced CIO’s offering can be broken down into five main categories: Counsel and Advice: Advice on structuring your portfolio so it aligns with your...

Outsourced CIOs typically meet with their clients on a quarterly basis to review their portfolio and ensure it continues to meet the client’s (possibly changing) objectives. However, an outsourced CIO is always available if more meetings are...