Author Archive

At HighView Financial Group, we believe that while the attainment of wealth provides investors with freedom, the accumulation of wealth requires patience, perseverance and hard work.  Because of this, investors don’t want to create their wealth...

Powers of Attorney are key legal documents that are part of an effective overall wealth & estate plan. Lisa Toner, an Estate & Trust lawyer, with Sorbara Law in Kitchener has written two articles that do a great job of explaining the two...

Most people agree that bad habits are hard to break.  The unfortunate reality, though, is that the global investment management industry has developed a really bad habit over the past several decades: Convincing investor clients that their goal...

Liability driven investing (LDI) differs from a traditional policy portfolio approach in that an actual liability stream of an organization serves as the benchmark instead of a simple return target or a proxy based on market indices. Under an LDI...

“We learn from history that we learn nothing from history.”  George Bernard Shaw With equity markets, especially in Canada, getting close to previous bull market highs, investor behaviours appear to be changing.  Specifically, it...

In meetings with prospective clients, I frequently get the question: “Where’s the best place to invest?” Given that the investment management industry is so “product” and “return” focused, I think investors...

The group retirement plan landscape internationally is dominated by trustee arrangements. In these arrangements, a trustee is appointed to bear the responsibility of ensuring the safety of the assets entrusted to this legal entity. Normally, in...

Investment Executive today reported that the North American Securities Administrators Association recently unveiled its U.S. legislative agenda, which was highlighed by a call to impose a fiduciary duty on everyone providing investment advice. The...

In a Financial Post interview with Andrew Allentuck, Dan Hallett (VP & Director, HighView Financial Group), provides an overview of the pros and cons of investing in Sector Funds. At HighView Financial Group, we’re against buying sector...

Many Canadians own assets, especially real estate, that are located in the United States. There have been recent changes to the U.S. Estate Tax Laws that will have signficant impacts on Canadians with US assets. To educate investors, two law firms...