On July 15, 2016 the second phase of Client Relationship Management (CRM2) became official. CRM2 is a new set of rules requiring most “financial advisors” to provide two new annual reports to each client – one detailing amounts paid to advisory firms and another...
We are pleased to announce that Warren MacKenzie, Stewardship Counsellor at HighView, will be presenting a session at the upcoming MoneyShow Toronto! Warren’s Session: Practical Advice for Long-term Investing Focusing on practical advice for long-term investing,...
We’re happy to announce that Loren Francis has joined HighView Financial Group as a Stewardship Counsellor and Principal. Loren will be playing a leadership role in crafting the HighView client experience as well as practice management. She was drawn to HighView...
As seen in the May 2016 edition of Investment Executive. Recently published research on mutual fund commissions’ influence on fund flows led by Douglas Cumming, finance professor at the Schulich School of Business at York University in Toronto – and the...
Welcome back to my ongoing series about the pursuit of integrated wealth management advice for high net worth families (families with investable assets > $1 Million). Catch up on the past two articles: Part 1: A brief history of wealth advice integration in Canada....
In part 1 of this series, I explored a brief history of wealth advice integration in Canada, up to the present day when large organizations continue to increase their dominance in the family wealth management industry. So, we know that this advice integration strategy...
Marketing is a critical component of every business, and the investment industry is no different. But an industry trusted with the management of individuals’ life savings should be held to a higher standard. To an extent, it is. Regulators occasionally inspect...
It will be almost three years in the making but Bill C-43 effective January 2017 will update 1982 tax laws. One of the benefits of permanent life insurance is that the money, while inside a policy, grows exempt from taxes. To remain exempt from annual taxation, the...
The Challenges for Foundation Boards The globalization of capital markets has caused a significant increase in both the variety and complexity of available investment opportunities. Examples of investment options now available include: Bonds Stocks Pool funds Mutual...
![5 Important Steps for Downsizing Your Family Home [Video]](https://www.highviewfin.com/wp-content/uploads/2016/04/architecture-1279512_960_720.jpg)
A “fixed asset” is a long-term tangible asset that is not expected to be consumed or converted into cash any sooner than at least one year’s time. In Canada, a “family home” is considered a fixed asset. When downsizing their homes, many families are left with more...
