The final month of 2018 brought some wild swings to global equity markets, leading to headlines such as “Markets plunge with Dow posting worst Christmas Eve session on record”, followed one (trading) day later by “Dow soars more than 1,050 points, its biggest point...
This Holiday season, we want to thank our clients and their other professional advisors for their continued support of HighView Financial Group over the past year. At HighView, we believe in the importance of family and of philanthropic giving. In the spirit of the...
Regardless of how you acquired your wealth, there’s one thing all investors have in common—a desire to make sure their wealth will be sustainable and able to meet their needs over time. But what if your needs change? What if the initial portfolio structure and risk...
I can’t recall the last time I discussed investments without “pot stocks” entering the conversation – whether at the gym, at lunch, and at the barber (not sure if he’s wealthy or not). The infatuation doesn’t match the insanity of the late 1990s tech boom. Back then,...
Ontario’s Minister of Finance Vic Fedeli recently issued a statement stating that his government does not support the Canadian Securities Administrators’ (CSA) proposals published on June 21, 2018. The proposals recommend – in a nutshell – banning deferred sales...
This family story is the third of a series in which we discuss some of the common investment challenges families face and what ultimately led them to HighView. Here, we explore what can happen when one member of an affluent family assumes responsibility for money and...
“In a client’s best interests” is a phrase heard often in the financial industry. While many investment advisors simply talk about this concept, fiduciary financial advisors have a moral and ethical duty to live up to it. So what makes a financial advisor a fiduciary?...
This family story is the second of a series in which we discuss some of the common investment challenges families face and what ultimately led them to HighView. Here, we explore the topic of fee transparency. Although recent regulatory changes (CRM2) made strides...
This family story is the first of a series in which we discuss some of the common investment challenges families face and what ultimately led them to HighView. Here, we explore the topic of families who have built their wealth through entrepreneurship. Often, the...
For families who have built their wealth over a lifetime or have experienced a liquidity event such as the sale of a business after decades of hard work, the prospect of being held hostage to the whims of the market can be frightening. The reality is that markets are...
As a partner in a large and successful firm, Elliott has earned good money throughout his working life. Now he’s preparing to leave his career behind and retire next fall. His wife, Eva, is no longer working. We asked Ian Calvert, a financial planner and portfolio manager at HighView Financial Group in Toronto, to look at Elliott and Eva’s situation.
Age may not matter to people in love. But for May-December couples planning for retirement, their gap in years can bring challenges that go beyond reducing a golf handicap or crossing zip-lining in Costa Rica off their bucket list.
Canada’s largest asset-management firms will be on the lookout for acquisitions in 2019 as they seek to build scale, add unique capabilities or diversify their investor base, thus continuing an ongoing trend of consolidation in this space.
“The large consolidators are getting larger,” says Darcy Hulston, president and CEO of Calgary-based independent asset-management firm Canoe Financial LP. “There are not many mid-tier asset-management shops left.”
Even though there have been years of debate and consultation regarding mutual fund compensation structures, the Canadian Securities Administrators’ (CSA) latest consultation has prompted new voices to speak up.
Individual retail investors, many of whom are baffled by the lack of regulatory action on the issue, finally have offered their opinions.
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Both the investment and demographic landscapes in Canada are changing. At HighView, we would like to address these topics of conversation head on with two experts in these distinct fields. Joe Sirdevan is CEO of Galibier Capital, our Canadian All Cap Manager. Along...
This December, HighView is pleased to bring you “Up on the Housetop” with our very own holiday concert. Featuring an exclusive performance by the Oakville Wind Orchestra, Canada’s oldest continuously operating community concert band, this event will take...
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