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Debunking the Investment Industry: Relative Benchmarking
How is your investment manager benchmarking the success of your portfolio? This is a very important question, made all the more crucial because how your portfolio’s performance is judged – the benchmark against which it is being measured – can...
![The History and Background of CRM Phase 2 [Video]](https://www.highviewfin.com/wp-content/uploads/2015/06/CRM2-231x154.jpg "The History and Background of CRM Phase 2 [Video]")
The History and Background of CRM Phase 2 [Video]
On July 15th, 2016 the Canadian financial advisory community will undergo a drastic change – a change that will shape its revenue model forever. This transformation will be a result of the implementation of the Client Relationship Model (Phase...
Be Clear On Your Goals, Avoid Wasting Capital, and Have Fun with Your Money
As seen in the May 2015 edition of Canadian MoneySaver magazine. You may have heard the story of the elderly gentleman on his deathbed looking back over his life. He’d spent about 80% of a large inheritance on liquor, women and the racetrack, but...
A New Solution for Wealth: The Virtual Family Office
You’ve worked hard to create your family’s wealth. You want it to be well managed and sustainable for future generations. Unfortunately, as we mentioned in a previous post, family wealth is not self-perpetuating. Without proper planning, it...
Some Advisors Behaving Badly with CRM2 on the Horizon
After mid-July 2016, CRM2 will require investment dealers to report personalized performance, charges and commissions annually to each client. To their credit, many dealers are now providing performance reports. But two disturbing trends are...
Performance Fee Implications for Investment Fiduciaries
Investor clients and investment fiduciaries need to carefully think through the performance fees used in many investment products. I believe performance fees are a structural issue, as they tend to: Incentivize risk seeking instead of risk...
Go global instead of slicing & dicing your stocks by region
In a recent article, Globe and Mail columnist Rob Carrick tackled the important issue of global stock diversification. He surveyed several investment advisors and portfolio managers for their recommended allocations between Canadian and...
Why Engage The Services Of An Investment Fiduciary?
As the concept of fiduciary is being discussed more in the media and among Canadian securities regulators, we believe it is important to address this concept as it’s all about putting the investor-client interests first! We view...
It is time to prepare for the bear
All year I’ve been wanting to write an article urging advisors and individual investors to prepare for the next bear market. When stock markets hit a pothole in late summer and early fall, it struck me as an opportune time to refresh this...
Beware of aggressive investment product marketing
Aggressive marketing of investment products is nothing new. Throughout my career I have expended plenty of energy pointing out what I believe to be misleading or overly aggressive marketing initiatives and advertisements. More than four years...
