Author Archive
What The Term ‘Pension De-Risking’ Really Means
KNOW YOUR CLIENT: One of the basic tenets of individuals & firms who are registered with Canadian securities firms, such as broker-dealers and portfolio managers, is what is referred to as “Know Your Client“. KYC, as...
Return Of The Pension Investment Fiduciary
THE CHALLENGES: With the globalization of capital markets over the last few decades, there has been a marked increase in the range and complexity of investment opportunities available to investors. In fact, the array of investment options available...
The Goldman Sachs Letter – Also A Canadian Issue
Yesterday, Greg Smith published his infamous Op-Ed article in the New York Times titled, “Why I Am Leaving Goldman Sachs“. In this article, Smith effectively states that Goldman Sachs has ‘lost it’s moral compass’ and...
The Flaws In Canada’s Financial Adviser System
OVERVIEW: Recently, in the Report on Business of the Globe & Mail, there was an article titled, The Flaws In Canada’s Financial Adviser System. This article stated that: “In the investing industry, the line between what’s best for...
What Entrepreneurs Can Teach The Wealth Management Industry: Cash Flow Is King
OVERVIEW: Every successful entrepreneur knows the business reality that Cash Flow Is King. In other words, the financial success of their company depends upon the people in their company effectively & efficiently harnessing the assets &...
Compass – HighView Fall 2011 Portfolio Strategy Commentary
HighView Financial Group has recently published our quarterly portfolio strategy commentary for Fall 2011: HighView Compass. To read this report, please click...
Getting Back To Pension Plan Basics For Private Companies
Private Companies & Defined Benefit Pension Plans: The global financial challenges over the past several years have been a catalyst for the solvency issues facing so many defined benefit pension plans, not only in Canada but globally. Although...
Are MFDA Advisors Missing Out On ETFs
Today, there is an article in Advisor.ca, which discusses the range of investment options available for MFDA Investment Advisors, with a focus on ETFs, in servicing their clients. To read this article, click here. I was one of the wealth...
Investing With Whole Life Participating Insurance For Affluent Families
As an Outsourced Chief Investment Officer for affluent families, at HighView Financial Group, we frequently receive questions from our clients concerning our view about the use of insurance as an investment vehicle within client portfolios. At...
Group Retirement Plan Investment Approaches: IKEA or Leon’s
Overview: For years now, my close friends & family have always joked that I could easily be the all-time winner of the reality show, Canada’s Worst Handyman. I love building businesses but building furniture and repairing things around...
